• Good morning. I am excited to be here today. I pray that the Spirit will bless us. The topic today is important, both temporally and spiritually, and I invite you to listen with both your mind and your heart. Each year I teach almost a thousand BYU students in SFL (School of Family Life) 260 about family finance. Oddly enough, the purpose of this course is not to teach students how to get rich. Instead, the goal is to help students gain a stewardship perspective and wisely manage their money to joyfully strengthen family relationships. As a bonus, this class ­fulfills the quan
  • It is my great pleasure to represent the Brigham Young University Alumni Association at these commencement exercises. On a personal note, I should tell you that in January of this year my wife, Bertha, and I celebrated the payment of our last tuition bill. Our youngest child, Heather, is with us today as a graduate, and no two people are prouder or happier for her than are we. As new graduates, many of you may be focusing on the possibilities that lie ahead to create wealth for yourselves. Might I suggest that you consider wealth creation as a commodity made up of financial, human, a
  • It is a privilege for me to speak with you this evening. My delight stems not just from who you are but, maybe even more important, from who you may become. In 1955, after my first year of college, a friend and I spent the summer working at the newly constructed Jackson Lake Lodge in Jackson Hole, Wyoming. We arrived at the lodge in time to help prepare for its grand opening. As the date of the anticipated celebration approached, we learned two important things about the grand opening. First, many dignitaries, prominent businessmen, civic leaders, and western governors would be there
  • One of my colleagues recently boasted that he had won his struggle with money and no longer had any desire to be rich. But when I asked him if that meant that he had all the money he wanted, he replied: “Of course not! I’d love to have more money; lots more!” We would all like to have more money. Indeed, our desire for it is so strong that frequently it is the determining factor in some of our most important decisions, including where to go to school, what to study, what career path to follow, where to work and live, and whom to befriend—and sometimes even whom to marry. In the extre
  • I think, when I announce the title of my remarks, it is reasonable to assume many of you could nudge the one next to you and say, “So what else is new?” or “I know that is true. Where does the line form for those to stand who want to bear witness to the fact?” Well, with just that much to arouse your interest, my topic is, “It’s No Fun Being Poor.” Despite some thoughts to the contrary, the great majority in attendance today are not poor. However, we can become victims of real poverty if we are not wise in our daily conduct. Fortunately, very few in attendance today are poor.
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